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Sunday, January 3, 2010




The Navy's New Deadly Trimaran
Here are some recent photos of the LCS 2 (to be USS) Independence.
She's at 43 knots here running at half power. NOTE the absence of a bow wave.
Turns tightly, also; allegedly this also was done at 43 knots...and from the look of the small bow wave, she's still in the turn.
And then we have the massive helo deck big enough for a CH-53. Last time I talked with the SURFPAC guys years ago. THIS was the LCS they liked because of the huge storage capacity under that flight deck and the size of the flight deck.
She's at 43 knots here running at half power. NOTE the absence of a bow wave.
Turns tightly, also; allegedly this also was done at 43 knots...and from the look of the small bow wave, she's still in the turn.
And then we have the massive helo deck big enough for a CH-53. Last time I talked with the SURFPAC guys years ago. THIS was the LCS they liked because of the huge storage capacity under that flight deck and the size of the flight deck.
Note that there is very little spreading wake. In fact, it does not look like a wake at all, just foamy water from the water jets.Somehow, at 40 knots, you'd think there'd be more wake.
But she has one drawback, she's strange looking but aerodynamically designed, is this beginning of a new design in ships?
But she has one drawback, she's strange looking but aerodynamically designed, is this beginning of a new design in ships?
Here's a Look at The U.S. Navy's New Pirate Catchers!
WOW! A couple of these should be able to clean up the pirates off the coasts of Africa.....
This is the U.S.S. Independence (LCS-2) It is a Triple Hulled, Weapon-Laden Monster.
Here it is under construction....
This is the U.S.S. Independence (LCS-2) It is a Triple Hulled, Weapon-Laden Monster.
Here it is under construction....
There have been rumors about the U.S. Navy's speedy new triple hulled ships, but now they're for real.
The U.S.S Independence was built by General Dynamics. It's called a "littoral combat ship" (LCS), and the tri-maran can move its weapons around faster than any other ship in the Navy. (Ironic that with all that high tech built in, the ship reminds us of the Merrimac ironclad from Civil War days.)
Littoral means close to shore, and that's where these very ships will operate. They're tailor-made for launching helicopters and armored vehicles, sweeping mines and firing all manner of torpedoes, missiles and machine guns.
These ships are also relatively inexpensive. This one's a bargain at $208 million, and the Navy plans to build 55 of them.
This tri-maran is the first of a new fire breathing breed, ready to scoot out of dry dock at a rumored 60 knots.. It's like a speedy and heavily armed aircraft carrier for helicopters.
Pirates Beware!!!
The U.S.S Independence was built by General Dynamics. It's called a "littoral combat ship" (LCS), and the tri-maran can move its weapons around faster than any other ship in the Navy. (Ironic that with all that high tech built in, the ship reminds us of the Merrimac ironclad from Civil War days.)
Littoral means close to shore, and that's where these very ships will operate. They're tailor-made for launching helicopters and armored vehicles, sweeping mines and firing all manner of torpedoes, missiles and machine guns.
These ships are also relatively inexpensive. This one's a bargain at $208 million, and the Navy plans to build 55 of them.
This tri-maran is the first of a new fire breathing breed, ready to scoot out of dry dock at a rumored 60 knots.. It's like a speedy and heavily armed aircraft carrier for helicopters.
Pirates Beware!!!




When I go to this blog, Internet Explorer 8 crashes indicating there is something wrong with this website. There were no problems until I installed the December 2009 Security Updates.
Internet Explorer is a notoriously unreliable browser and is like an old car patched up to keep it on the road for another year. Microsoft has billions but cannot yet devise a browser equal to Mozilla FireFox, Apple Safari or Opera.
Here are the links to get these alternate browsers:
Last, but not least Google Chrome-http://www.google.com/chrome
IE8 is the only browser that crashes at my site. I run no advertising and do not profit financially from keeping this blog. This is a project to do something constructive and report underreported news that affects peoples lives.




Senator Christopher Dodd (D-CT): This marks two years in a row for Senator Dodd, who made the 2008 "Ten Most Corrupt" list for his corrupt relationship with Fannie Mae and Freddie Mac and for accepting preferential treatment and loan terms from Countrywide Financial, a scandal which still dogs him. In 2009, the scandals kept coming for the Connecticut Democrat. In 2009, Judicial Watch filed a Senate ethics complaint against Dodd for undervaluing a property he owns in Ireland on his Senate Financial Disclosure forms. Judicial Watch's complaint forced Dodd to amend the forms. However, press reports suggest the property to this day remains undervalued. Judicial Watch also alleges in the complaint that Dodd obtained a sweetheart deal for the property in exchange for his assistance in obtaining a presidential pardon (during the Clinton administration) and other favors for a long-time friend and business associate. The false financial disclosure forms were part of the cover-up. Dodd remains the head the Senate Banking Committee.
Senator John Ensign (R-NV): A number of scandals popped up in 2009 involving public officials who conducted illicit affairs, and then attempted to cover them up with hush payments and favors, an obvious abuse of power. The year's worst offender might just be Nevada Republican Senator John Ensign. Ensign admitted in June to an extramarital affair with the wife of one of his staff members, who then allegedly obtained special favors from the Nevada Republican in exchange for his silence. According to The New York Times: "The Justice Department and the Senate Ethics Committee are expected to conduct preliminary inquiries into whether Senator John Ensign violated federal law or ethics rules as part of an effort to conceal an affair with the wife of an aide…" The former staffer, Douglas Hampton, began to lobby Mr. Ensign's office immediately upon leaving his congressional job, despite the fact that he was subject to a one-year lobbying ban. Ensign seems to have ignored the law and allowed Hampton lobbying access to his office as a payment for his silence about the affair. (These are potentially criminal offenses.) It looks as if Ensign misused his public office (and taxpayer resources) to cover up his sexual shenanigans.
Rep. Barney Frank (D-MA): Judicial Watch is investigating a $12 million TARP cash injection provided to the Boston-based OneUnited Bank at the urging of Massachusetts Rep. Barney Frank. As reported in the January 22, 2009, edition of the Wall Street Journal, the Treasury Department indicated it would only provide funds to healthy banks to jump-start lending. Not only was OneUnited Bank in massive financial turmoil, but it was also "under attack from its regulators for allegations of poor lending practices and executive-pay abuses, including owning a Porsche for its executives' use." Rep. Frank admitted he spoke to a "federal regulator," and Treasury granted the funds. (The bank continues to flounder despite Frank's intervention for federal dollars.) Moreover, Judicial Watch uncovered documents in 2009 that showed that members of Congress for years were aware that Fannie Mae and Freddie Mac were playing fast and loose with accounting issues, risk assessment issues and executive compensation issues, even as liberals led by Rep. Frank continued to block attempts to rein in the two Government Sponsored Enterprises (GSEs). For example, during a hearing on September 10, 2003, before the House Committee on Financial Services considering a Bush administration proposal to further regulate Fannie and Freddie, Rep. Frank stated: "I want to begin by saying that I am glad to consider the legislation, but I do not think we are facing any kind of a crisis. That is, in my view, the two Government Sponsored Enterprises we are talking about here, Fannie Mae and Freddie Mac, are not in a crisis. We have recently had an accounting problem with Freddie Mac that has led to people being dismissed, as appears to be appropriate. I do not think at this point there is a problem with a threat to the Treasury." Frank received $42,350 in campaign contributions from Fannie Mae and Freddie Mac between 1989 and 2008. Frank also engaged in a relationship with a Fannie Mae Executive while serving on the House Banking Committee, which has jurisdiction over Fannie Mae and Freddie Mac.
Secretary of Treasury Timothy Geithner: In 2009, Obama Treasury Secretary Timothy Geithner admitted that he failed to pay $34,000 in Social Security and Medicare taxes from 2001-2004 on his lucrative salary at the International Monetary Fund (IMF), an organization with 185 member countries that oversees the global financial system. (Did we mention Geithner now runs the IRS?) It wasn't until President Obama tapped Geithner to head the Treasury Department that he paid back most of the money, although the IRS kindly waived the hefty penalties. In March 2009, Geithner also came under fire for his handling of the AIG bonus scandal, where the company used $165 million of its bailout funds to pay out executive bonuses, resulting in a massive public backlash. Of course as head of the New York Federal Reserve, Geithner helped craft the AIG deal in September 2008. However, when the AIG scandal broke, Geithner claimed he knew nothing of the bonuses until March 10, 2009. The timing is important. According to CNN: "Although Treasury Secretary Timothy Geithner told congressional leaders on Tuesday that he learned of AIG's impending $160 million bonus payments to members of its troubled financial-products unit on March 10, sources tell TIME that the New York Federal Reserve informed Treasury staff that the payments were imminent on Feb. 28. That is ten days before Treasury staffers say they first learned 'full details' of the bonus plan, and three days before the [Obama] Administration launched a new $30 billion infusion of cash for AIG." Throw in another embarrassing disclosure in 2009 that Geithner employed "household help" ineligible to work in the United States, and it becomes clear why the Treasury Secretary has earned a spot on the "Ten Most Corrupt Politicians in Washington" list.
Attorney General Eric Holder: Tim Geithner can be sure he won't be hounded about his tax-dodging by his colleague Eric Holder, US Attorney General. Judicial Watch strongly opposed Holder because of his terrible ethics record, which includes: obstructing an FBI investigation of the theft of nuclear secrets from Los Alamos Nuclear Laboratory; rejecting multiple requests for an independent counsel to investigate alleged fundraising abuses by then-Vice President Al Gore in the Clinton White House; undermining the criminal investigation of President Clinton by Kenneth Starr in the midst of the Lewinsky investigation; and planning the violent raid to seize then-six-year-old Elian Gonzalez at gunpoint in order to return him to Castro's Cuba. Moreover, there is his soft record on terrorism. Holder bypassed Justice Department procedures to push through Bill Clinton's scandalous presidential pardons and commutations, including for 16 members of FALN, a violent Puerto Rican terrorist group that orchestrated approximately 120 bombings in the United States, killing at least six people and permanently maiming dozens of others, including law enforcement officers. His record in the current administration is no better. As he did during the Clinton administration, Holder continues to ignore serious incidents of corruption that could impact his political bosses at the White House. For example, Holder has refused to investigate charges that the Obama political machine traded VIP access to the White House in exchange for campaign contributions – a scheme eerily similar to one hatched by Holder's former boss, Bill Clinton in the 1990s. The Holder Justice Department also came under fire for dropping a voter intimidation case against the New Black Panther Party. On Election Day 2008, Black Panthers dressed in paramilitary garb threatened voters as they approached polling stations. Holder has also failed to initiate a comprehensive Justice investigation of the notorious organization ACORN (Association of Community Organizations for Reform Now), which is closely tied to President Obama. There were allegedly more than 400,000 fraudulent ACORN voter registrations in the 2008 campaign. And then there were the journalist videos catching ACORN Housing workers advising undercover reporters on how to evade tax, immigration, and child prostitution laws. Holder's controversial decisions on new rights for terrorists and his attacks on previous efforts to combat terrorism remind many of the fact that his former law firm has provided and continues to provide pro bono representation to terrorists at Guantanamo Bay. Holder's politicization of the Justice Department makes one long for the days of Alberto Gonzales.
Rep. Jesse Jackson, Jr. (D-IL)/ Senator Roland Burris (D-IL): One of the most serious scandals of 2009 involved a scheme by former Illinois Governor Rod Blagojevich to sell President Obama's then-vacant Senate seat to the highest bidder. Two men caught smack dab in the middle of the scandal: Senator Roland Burris, who ultimately got the job, and Rep. Jesse Jackson, Jr. According to the Chicago Sun-Times, emissaries for Jesse Jackson Jr., named "Senate Candidate A" in the Blagojevich indictment, reportedly offered $1.5 million to Blagojevich during a fundraiser if he named Jackson Jr. to Obama's seat. Three days later federal authorities arrested Blagojevich. Burris, for his part, apparently lied about his contacts with Blagojevich, who was arrested in December 2008 for trying to sell Obama's Senate seat. According to Reuters: "Roland Burris came under fresh scrutiny…after disclosing he tried to raise money for the disgraced former Illinois governor who named him to the U.S. Senate seat once held by President Barack Obama…In the latest of those admissions, Burris said he looked into mounting a fundraiser for Rod Blagojevich -- later charged with trying to sell Obama's Senate seat -- at the same time he was expressing interest to the then-governor's aides about his desire to be appointed." Burris changed his story five times regarding his contacts with Blagojevich prior to the Illinois governor appointing him to the U.S. Senate. Three of those changing explanations came under oath.
President Barack Obama: During his presidential campaign, President Obama promised to run an ethical and transparent administration. However, in his first year in office, the President has delivered corruption and secrecy, bringing Chicago-style political corruption to the White House. Consider just a few Obama administration "lowlights" from year one: Even before President Obama was sworn into office, he was interviewed by the FBI for a criminal investigation of former Illinois Governor Rod Blagojevich's scheme to sell the President's former Senate seat to the highest bidder. (Obama's Chief of Staff Rahm Emanuel and slumlord Valerie Jarrett, both from Chicago, are also tangled up in the Blagojevich scandal.) Moreover, the Obama administration made the startling claim that the Privacy Act does not apply to the White House. The Obama White House believes it can violate the privacy rights of American citizens without any legal consequences or accountability. President Obama boldly proclaimed that "transparency and the rule of law will be the touchstones of this presidency," but his administration is addicted to secrecy, stonewalling far too many of Judicial Watch's Freedom of Information Act requests and is refusing to make public White House visitor logs as federal law requires. The Obama administration turned the National Endowment of the Arts (as well as the agency that runs the AmeriCorps program) into propaganda machines, using tax dollars to persuade "artists" to promote the Obama agenda. According to documents uncovered by Judicial Watch, the idea emerged as a direct result of the Obama campaign and enjoyed White House approval and participation. President Obama has installed a record number of "czars" in positions of power. Too many of these individuals are leftist radicals who answer to no one but the president. And too many of the czars are not subject to Senate confirmation (which raises serious constitutional questions). Under the President's bailout schemes, the federal government continues to appropriate or control -- through fiat and threats -- large sectors of the private economy, prompting conservative columnist George Will to write: "The administration's central activity -- the political allocation of wealth and opportunity -- is not merely susceptible to corruption, it is corruption." Government-run healthcare and car companies, White House coercion, uninvestigated ACORN corruption, debasing his office to help Chicago cronies, attacks on conservative media and the private sector, unprecedented and dangerous new rights for terrorists, perks for campaign donors – this is Obama's "ethics" record -- and we haven't even gotten through the first year of his presidency.
Rep. Nancy Pelosi (D-CA): At the heart of the corruption problem in Washington is a sense of entitlement. Politicians believe laws and rules (even the U.S. Constitution) apply to the rest of us but not to them. Case in point: House Speaker Nancy Pelosi and her excessive and boorish demands for military travel. Judicial Watch obtained documents from the Pentagon in 2008 that suggest Pelosi has been treating the Air Force like her own personal airline. These documents, obtained through the Freedom of Information Act, include internal Pentagon email correspondence detailing attempts by Pentagon staff to accommodate Pelosi's numerous requests for military escorts and military aircraft as well as the speaker's 11th hour cancellations and changes. House Speaker Nancy Pelosi also came under fire in April 2009, when she claimed she was never briefed about the CIA's use of the waterboarding technique during terrorism investigations. The CIA produced a report documenting a briefing with Pelosi on September 4, 2002, that suggests otherwise. Judicial Watch also obtained documents, including a CIA Inspector General report, which further confirmed that Congress was fully briefed on the enhanced interrogation techniques. Aside from her own personal transgressions, Nancy Pelosi has ignored serious incidents of corruption within her own party, including many of the individuals on this list. (See Rangel, Murtha, Jesse Jackson, Jr., etc.)
Rep. John Murtha (D-PA) and the rest of the PMA Seven: Rep. John Murtha made headlines in 2009 for all the wrong reasons. The Pennsylvania congressman is under federal investigation for his corrupt relationship with the now-defunct defense lobbyist PMA Group. PMA, founded by a former Murtha associate, has been the congressman's largest campaign contributor. Since 2002, Murtha has raised $1.7 million from PMA and its clients. And what did PMA and its clients receive from Murtha in return for their generosity? Earmarks -- tens of millions of dollars in earmarks. In fact, even with all of the attention surrounding his alleged influence peddling, Murtha kept at it. Following an FBI raid of PMA's offices earlier in 2009, Murtha continued to seek congressional earmarks for PMA clients, while also hitting them up for campaign contributions. According to The Hill, in April, "Murtha reported receiving contributions from three former PMA clients for whom he requested earmarks in the pending appropriations bills." When it comes to the PMA scandal, Murtha is not alone. As many as six other Members of Congress are currently under scrutiny according to The Washington Post. They include: Peter J. Visclosky (D-IN.), James P. Moran Jr. (D-VA), Norm Dicks (D-WA.), Marcy Kaptur (D-OH), C.W. Bill Young (R-FL.) and Todd Tiahrt (R-KS.). Of course rather than investigate this serious scandal, according to Roll Call House Democrats circled the wagons, "cobbling together a defense to offer political cover to their rank and file." The Washington Post also reported in 2009 that Murtha's nephew received $4 million in Defense Department no-bid contracts: "Newly obtained documents…show Robert Murtha mentioning his influential family connection as leverage in his business dealings and holding unusual power with the military."
Rep. Charles Rangel (D-NY): Rangel, the man in charge of writing tax policy for the entire country, has yet to adequately explain how he could possibly "forget" to pay taxes on $75,000 in rental income he earned from his off-shore rental property. He also faces allegations that he improperly used his influence to maintain ownership of highly coveted rent-controlled apartments in Harlem, and misused his congressional office to fundraise for his private Rangel Center by preserving a tax loophole for an oil drilling company in exchange for funding. On top of all that, Rangel recently amended his financial disclosure reports, which doubled his reported wealth. (He somehow "forgot" about $1 million in assets.) And what did he do when the House Ethics Committee started looking into all of this? He apparently resorted to making "campaign contributions" to dig his way out of trouble. According to WCBS TV, a New York CBS affiliate: "The reigning member of Congress' top tax committee is apparently 'wrangling' other politicos to get him out of his own financial and tax troubles...Since ethics probes began last year the 79-year-old congressman has given campaign donations to 119 members of Congress, including three of the five Democrats on the House Ethics Committee who are charged with investigating him." Charlie Rangel should not be allowed to remain in Congress, let alone serve as Chairman of the powerful House Ways and Means Committee, and he knows it. That's why he felt the need to disburse campaign contributions to Ethics Committee members and other congressional colleagues.




Anyone who doubts the power of social media to affect finances need look no further than the example of Kansas City Chiefs football player Larry Johnson.
The all-pro running back cost himself $213,000, and ultimately a job, by posting anti-gay slurs on the micro-blogging service Twitter -- in 140 characters or less, of course.
Career trouble is just one way a badly managed social media presence can hit your pocketbook. Following are three areas where social media could damage your financial life, and how to avoid such pitfalls.
EmploymentAndy Beal, CEO of the social media monitoring platform Trackur.com, says jobseekers should assume potential employers will do a Google search of candidates' names. Social media profiles typically appear near the top of the search page.
If you have questionable pictures or posts on a public profile, take them down or make the profile private to avoid trouble.
The all-pro running back cost himself $213,000, and ultimately a job, by posting anti-gay slurs on the micro-blogging service Twitter -- in 140 characters or less, of course.
Career trouble is just one way a badly managed social media presence can hit your pocketbook. Following are three areas where social media could damage your financial life, and how to avoid such pitfalls.
EmploymentAndy Beal, CEO of the social media monitoring platform Trackur.com, says jobseekers should assume potential employers will do a Google search of candidates' names. Social media profiles typically appear near the top of the search page.
If you have questionable pictures or posts on a public profile, take them down or make the profile private to avoid trouble.
“People just post such private things about their lives, and the whole world is watching.”
Also, steer clear of negative talk about a prospective employer on any social media platform, Beal says. Many companies monitor mentions of their brand throughout the Web, he says.
He cites the case of a Twitter user who posted about a new job offer from Cisco, but expressed doubt about "the daily commute" and "hating the work." A Cisco employee noticed the tweet and demanded to know the name of the user's hiring manager.
Even employees who think their jobs are safe can sabotage themselves by being too honest online about their personal lives, or by posting feelings regarding a boss, client, co-worker or company for whom they work.
"We've seen a lot of cases of people publishing status updates that have gotten them in trouble," says Justin Smith, founder and editor in chief of Inside Facebook. "People have said things that have caused problems with their boss because of what they said about their work or because they've shared some other kind of private information about work online."
Caroline McCarthy, a staff writer at CNET News, says the best defense against such mistakes is to use plain old common sense. Remember, anything that appears on the Web is just a screenshot away from spreading quickly, despite the best efforts of social media users to keep it private.
Debt collectionSocial media has become a key tool for collection agencies trying to track down debtors, says Michelle Dunn, CEO of the American Credit and Collections Association and author of "Do's and Don'ts of Online Collections Techniques."
"If they don't have a good phone number or the mail's being returned, a lot of them use Facebook to find out if they have a different address or their employment information," Dunn says.
He cites the case of a Twitter user who posted about a new job offer from Cisco, but expressed doubt about "the daily commute" and "hating the work." A Cisco employee noticed the tweet and demanded to know the name of the user's hiring manager.
Even employees who think their jobs are safe can sabotage themselves by being too honest online about their personal lives, or by posting feelings regarding a boss, client, co-worker or company for whom they work.
"We've seen a lot of cases of people publishing status updates that have gotten them in trouble," says Justin Smith, founder and editor in chief of Inside Facebook. "People have said things that have caused problems with their boss because of what they said about their work or because they've shared some other kind of private information about work online."
Caroline McCarthy, a staff writer at CNET News, says the best defense against such mistakes is to use plain old common sense. Remember, anything that appears on the Web is just a screenshot away from spreading quickly, despite the best efforts of social media users to keep it private.
Debt collectionSocial media has become a key tool for collection agencies trying to track down debtors, says Michelle Dunn, CEO of the American Credit and Collections Association and author of "Do's and Don'ts of Online Collections Techniques."
"If they don't have a good phone number or the mail's being returned, a lot of them use Facebook to find out if they have a different address or their employment information," Dunn says.
Many bill collectors who think they've found a debtor on a social media site will keep an eye on that individual's online presence, Dunn says.
"They don't necessarily have to post anything to them; they just watch what that person is posting," she says.
"They don't necessarily have to post anything to them; they just watch what that person is posting," she says.
Setting a social media profile to allow anyone -- not just friends -- to look at postings can make your profile a particularly rich source of information, she says.
"People post things about if they've gotten a new home or a new vehicle," Dunn says. "People just post such private things about their lives, and the whole world is watching."
Privacy laws should preclude a collections professional from contacting and humiliating you on your social media page, Dunn says. However, some debt collectors violate those legal and ethical boundaries and assume false identities as a means of getting information, she says.
ScamsSocial media sites ask for, and often get, a large amount of personal information from users. Unfortunately, identity thieves may use that information to perpetuate scams, especially if you use personal information when creating security passwords, McCarthy says.
"If you have a public Facebook profile that gives your birth date and your parents' names and that kind of thing, they can provide the answers to security questions that your bank might have on its Web site," she says.
Even if your profile is private, identity thieves may find other ways to get your information, Beal says.
"We see spammers, we see hackers, we see people trying to sell products using fictitious profiles," he says. "There was a study done a few years ago where one group created a specific fictitious profile and the number of people that accepted their friend request ... was pretty high."
For this reason, be careful about adding social networking "friends" you don't know in real life, says Beal.
"Social networking is not a popularity contest," says Beal. "I don't add anyone to Facebook or LinkedIn unless I know them."
And remember, just because a social media site asks for information doesn't mean you have to give it, Beal says.
Finally, McCarthy recommends never sending money to someone who asks for it over a social media service. Smith says that there have been reports of scammers hijacking accounts and posing as friends.
Bankrate has joined Facebook, too. To become a fan of Bankrate, go to www.facebook.com/bankrate.
"People post things about if they've gotten a new home or a new vehicle," Dunn says. "People just post such private things about their lives, and the whole world is watching."
Privacy laws should preclude a collections professional from contacting and humiliating you on your social media page, Dunn says. However, some debt collectors violate those legal and ethical boundaries and assume false identities as a means of getting information, she says.
ScamsSocial media sites ask for, and often get, a large amount of personal information from users. Unfortunately, identity thieves may use that information to perpetuate scams, especially if you use personal information when creating security passwords, McCarthy says.
"If you have a public Facebook profile that gives your birth date and your parents' names and that kind of thing, they can provide the answers to security questions that your bank might have on its Web site," she says.
Even if your profile is private, identity thieves may find other ways to get your information, Beal says.
"We see spammers, we see hackers, we see people trying to sell products using fictitious profiles," he says. "There was a study done a few years ago where one group created a specific fictitious profile and the number of people that accepted their friend request ... was pretty high."
For this reason, be careful about adding social networking "friends" you don't know in real life, says Beal.
"Social networking is not a popularity contest," says Beal. "I don't add anyone to Facebook or LinkedIn unless I know them."
And remember, just because a social media site asks for information doesn't mean you have to give it, Beal says.
Finally, McCarthy recommends never sending money to someone who asks for it over a social media service. Smith says that there have been reports of scammers hijacking accounts and posing as friends.
Bankrate has joined Facebook, too. To become a fan of Bankrate, go to www.facebook.com/bankrate.




Kimberly Dozier was mortally wounded in Iraq as she was covering a story for CBS news. Essentially she was dead, but her spirit refused to let go of her earthly bonds and mocked death by fighting back to live again. Her injuries were catastrophic, yet she learned to walk again and eventually returned to work for CBS news. Her strength of spirit, determination and courage makes me choose her as person of the decade - deservedly so.
(CBS) Kimberly Dozier is a CBS News correspondent working primarily in Baghdad since August 2003. She has covered Iraq and the Middle East extensively for the CBS Evening News, The Early Show and CBS Radio News.On Memorial Day 2006 (May 29), while reporting a story in Baghdad about American soldiers working with Iraqi security forces, Dozier, cameraman Paul Douglas and soundman James Brolan were among the victims of a car bombing. Douglas and Brolan were killed, as were U.S. Army Capt. James Alex Funkhouser and his Iraqi translator, "Sam," whom the CBS News team was following. Dozier was seriously wounded, but recovered completely after multiple surgeries and months of physiotherapy.Prior to her CBS News appointment, she was the chief correspondent for WCBS-TV New York’s Middle East bureau in Jerusalem (February 2002-August 2003), from where she covered the ongoing Israeli-Palestinian conflict and the war in Iraq. Before that, Dozier served as the London bureau chief and chief European correspondent for CBS Radio News, as well as a reporter for CBS News television (1996-2002). Her assignments included the war in Iraq, the war in Afghanistan and the hunt for Osama bin Laden, the crisis and refugee exodus in the Balkans, Vladimir Putin’s election, the death of Princess Diana, Northern Ireland's peace process and the Khobar barracks bombing in Dhahran. Dozier has interviewed dozens of newsmakers, including Gerry Adams and Yassir Arafat. In addition to her work for CBS Radio News, she also reported for the CBS Evening News with Dan Rather, the CBS Evening News weekend editions, The Early Show and CBS Newspath, the Network’s 24-hour news service. Dozier was an anchor for BBC Radio World Service’s "World Update" (1996-98), a co-production with Public Radio International, where she anchored the hour-long, live foreign affairs broadcast, among other programs.While living in Cairo (from 1992-95), Dozier did freelance work for CBS Radio News and Voice of America and wrote for The Washington Post and The San Francisco Chronicle. She served as a Washington, D.C.-based reporter for The Energy Daily, New Technology Week and Environment Week, covering Congressional policy and industry regulation (1988-91). Dozier is the recipient of a 2008 Peabody Award and the 2008 RTNDA/Edward R. Murrow Award for Feature Reporting for a CBS News Sunday Morning report on two women veterans who lost limbs in Iraq. She has also received three American Women in Radio and Television (AWRT) Gracie Awards - in 2000, 2001 and 2002 - for her radio reports on Mideast violence, Kosovo and the Afghan war, as well as the organization’s Grand Gracie Award in 2007 for her body of work in Iraq. Dozier and ABC News anchor Bob Woodruff were honored with the 2007 Radio and Television News Directors Association and Foundation’s Leonard Zeidenberg First Amendment Award. She was honored by the Overseas Press Club in 2007 and spoke on behalf of journalists who have been killed and injured in Iraq. In 2008, Dozier became the first woman to receive the Congressional Medal of Honor Foundation’s Reagan "Tex" McCrary’s Award for Excellence in Journalism. She also received the Association for Women in Communication’s 2007 Helen Duhamel Achievement Award for media professionals who have made significant achievements in their professions while overcoming extreme hardships or challenges and who have used their First Amendment rights to give back to society.Dozier is the author of "Breathing the Fire: Fighting to Report and Survive the War in Iraq," (Meredith, 2008), a memoir that recounts the car bombing and its aftermath. She was born in Honolulu, Hawaii. Dozier was graduated magna cum laude from Wellesley College in 1987 with a bachelor’s degree in human rights and Spanish and from the University of Virginia in 1993 with a master’s degree in foreign affairs, Middle East. She has residences in Jerusalem and London and is currently on assignment in CBS News’ Washington, D.C. bureau.




The murder of a Montreal mafia leader's son could unleash a bloody struggle over control of the criminal group, Canadian experts said Tuesday.
Nick Rizzuto, whose father Vito Rizzuto is currently imprisoned in the United States, was shot dead at close range in broad daylight on a Montreal street near his car on Monday.
Nick Rizzuto, 42, was the organization's heir apparent and experts said his supporters would likely respond in kind to the murder.
"It's the first time a crime family is on the defensive" against their rivals, said Antonio Nicaso, author of several books on the Canadian mafia.
"It's an unprecedented challenge," he added. "It arrives at the weakest moment for them since they took power after Paolo Violi's assassination in 1978."
The group's patriarch, Nicolo Rizzuto, 85, arrived in Canada from Sicily in 1954 and settled in Montreal. He was linked to existing Italian mafia groups, and is accused of playing a role in the assassination of Violi, a member of a rival group.
That assassination cleared the way for the Rizzutos to take control of the city's mafia, and their hold was consolidated by Nicolo's son, Vito, a charismatic and diplomatic criminal operative.
"No one challenged Vito, who was the architect of the consortium with Hells Angels, Irish gangs of West End, Colombian cartels, street gangs -- he used to include some street gangs," Nicaso said.
But the family operation was compromised in 2004, when Vito Rizzuto was arrested on US racketeering charges, leaving his father Nicolo to run the group along with several trusted lieutenants.
In 2006, he was extradited to the United States and prosecuted in connection with the 1981 murder of three Bonanno crime family members, earning a 10-year sentence.
Then in November 2006, Canadian police launched a massive crackdown dubbed "Operation Coliseum," which led to Nicolo Rizzuto's arrest and conviction.
He was sentenced to four years in prison and sent to jail along with a number of his associates, though he has since been released under strict monitoring.
With the family's patriarchs behind bars or under intense scrutiny, the leadership role fell to Nick Rizzuto, though observers noted that the man dubbed the "prince of the mafia" lacked credibility with the organization.
Unlike his brother and sister, who are both lawyers, Nick Rizzuto did not go to college, choosing instead to go into loan sharking and money laundering, with a sideline in real estate.
"He was a performer" who passed messages to his father and oversaw street-level criminal operations, said Pierre de Champlain, a former Royal Canadian Mounted Police (RCMP) intelligence analyst in Ottawa, cited by Cyberpresse.
Experts are entertaining two theories about Nick Rizzuto's murder.
One suggests he may have been the victim of a street gang that took advantage of the clan's weakness to kill their leader because they no longer wanted to share the profits of their criminal undertakings.
Or, more likely, he was caught up in the mafia's internal conflict over their relations with street gangs.
"Recently there was a disagreement in the mafia about sharing the profits with the street gangs," according to Nicaso. After Vito's arrest "there was no boss accepted by all... and there were frictions."
A series of Molotov cocktail attacks against Italian restaurants in Montreal may be related to the conflict, Nicaso said.
"In my opinion," de Champlain said, the murder "is the concrete result of open warfare within the mafia."
In the next days "we will see whether they (the Rizzutos) can strike back," Nicaso said.
Nick Rizzuto, whose father Vito Rizzuto is currently imprisoned in the United States, was shot dead at close range in broad daylight on a Montreal street near his car on Monday.
Nick Rizzuto, 42, was the organization's heir apparent and experts said his supporters would likely respond in kind to the murder.
"It's the first time a crime family is on the defensive" against their rivals, said Antonio Nicaso, author of several books on the Canadian mafia.
"It's an unprecedented challenge," he added. "It arrives at the weakest moment for them since they took power after Paolo Violi's assassination in 1978."
The group's patriarch, Nicolo Rizzuto, 85, arrived in Canada from Sicily in 1954 and settled in Montreal. He was linked to existing Italian mafia groups, and is accused of playing a role in the assassination of Violi, a member of a rival group.
That assassination cleared the way for the Rizzutos to take control of the city's mafia, and their hold was consolidated by Nicolo's son, Vito, a charismatic and diplomatic criminal operative.
"No one challenged Vito, who was the architect of the consortium with Hells Angels, Irish gangs of West End, Colombian cartels, street gangs -- he used to include some street gangs," Nicaso said.
But the family operation was compromised in 2004, when Vito Rizzuto was arrested on US racketeering charges, leaving his father Nicolo to run the group along with several trusted lieutenants.
In 2006, he was extradited to the United States and prosecuted in connection with the 1981 murder of three Bonanno crime family members, earning a 10-year sentence.
Then in November 2006, Canadian police launched a massive crackdown dubbed "Operation Coliseum," which led to Nicolo Rizzuto's arrest and conviction.
He was sentenced to four years in prison and sent to jail along with a number of his associates, though he has since been released under strict monitoring.
With the family's patriarchs behind bars or under intense scrutiny, the leadership role fell to Nick Rizzuto, though observers noted that the man dubbed the "prince of the mafia" lacked credibility with the organization.
Unlike his brother and sister, who are both lawyers, Nick Rizzuto did not go to college, choosing instead to go into loan sharking and money laundering, with a sideline in real estate.
"He was a performer" who passed messages to his father and oversaw street-level criminal operations, said Pierre de Champlain, a former Royal Canadian Mounted Police (RCMP) intelligence analyst in Ottawa, cited by Cyberpresse.
Experts are entertaining two theories about Nick Rizzuto's murder.
One suggests he may have been the victim of a street gang that took advantage of the clan's weakness to kill their leader because they no longer wanted to share the profits of their criminal undertakings.
Or, more likely, he was caught up in the mafia's internal conflict over their relations with street gangs.
"Recently there was a disagreement in the mafia about sharing the profits with the street gangs," according to Nicaso. After Vito's arrest "there was no boss accepted by all... and there were frictions."
A series of Molotov cocktail attacks against Italian restaurants in Montreal may be related to the conflict, Nicaso said.
"In my opinion," de Champlain said, the murder "is the concrete result of open warfare within the mafia."
In the next days "we will see whether they (the Rizzutos) can strike back," Nicaso said.
Saturday, January 2, 2010




A Mari Usque Ad Mare
From sea to sea (Motto of Canada)
A Posteriori
Reasoning from effects to causes
A Priori
Reasoning from causes to effects
Ad Astra
To the stars
Ad Eundem
Of admission to the same degree at a different university
Ad Hoc
For this purpose
Ad hominem
To the individual. Relating to the principles or preferences of a particular person, rather than to abstract truth. Often used to describe a personal attack on a person.
Ad Libitum
At one's pleasure, usually abbreviated ad lib
Ad Litem
For a lawsuit or action
Ad Nauseum
To a sickening extent
Ad Referendum
Subject to reference
Ad Rem
To the point
Ad Vitam
For life
Ad Vitam Aeternam
For all time
Ad Vitam Paramus
We are preparing for life (My high school's motto!)
Agnus Dei
Lamb of God
Anno Domine
In the year of our Lord. Usually abbreviated A.D.
Annuit Coeptis
He (God) has favoured our undertakings (part of the great seal of the United States, usually seen on the back of a U.S one dollar bill)
Annus Bisextus
Leap year
Ante Bellum
Before the war. Usually used to describe the United States before the U.S. Civil War (1861-65). Typically spelled antebellum in English.
Ante Meridiem
Before noon. Usually abbreviated A.M.
Armis Exposcere Pacem
They demanded peace by force of arms. An inscription seen on medals.
Ars Gratia Artis
Art for art's sake. The motto of Metro-Goldwyn-Mayer.
Audere Est Facere
To dare is to do. Motto of the British football team, Tottenham Hotspur ('Spurs)
Bona Fide
In good faith, sincerely
Carpe Diem
Enjoy the day; pluck the day when it is ripe. Seize the day.
Caveat Emptor
Let the buyer beware
Ceteris Paribus
All things being equal
Cogito Ergo Sum
I think, therefore I am (Rene Descartes)
Corpus Delicti
Literally the body of the crime. The substance or fundamental facts of crime.
De Mortius Nil Nisi Bonum
Of the dead say nothing but good.
Dei Gratia
By the grace of God. This appears on all British, Canadian, and other British Commonwealth coins and is usually abbreviated D.G. (see Fidei Defensor and Indiae Imperator)
Deus Ex Machina
Literally God from a machine. Describes a miraculous or fortuitous turn of events in a work of fiction.
Deus Vobiscum
God be with you.
Dies Irae
Day of wrath; Day of judgement
Dies natalis
Birthday
Discere Docendo
To learn through teaching
Draco Dormiens Nunquam Titillandus
Never Tickle a Sleeping Dragon. This is the motto of Harry Potter’s alma mater, Hogwart’s school of witchcraft and wizardry
Dum spiramus tuebimur
While we breathe, we shall defend. Motto of the U.S 133rd Field Artillery Regiment.
E Pluribus Unum
From many, one (Motto of United States of America)
Errare Humanum Est
To err is human
Et Alia
And others
Et Cetera
And the rest. Often abbreviated etc. or &c.
Ex Cathedra
From the chair, i.e. Speaking from a Bishop's seat or professional chair, speaking with authority. A Cathedra is the seat reserved for a Bishop in a cathedral.
Ex Gratia
Done or given as a favour and not under any compulsion
Ex Libris
From the Library (of).
Ex Officio
According to Office
Ex Post Facto
After the fact
Ex Tempore
Off the cuff, without preparation
Exampli Gratia
For the sake of example, for instance. Usually abbreviated e.g.
Exeunt Omnes
All go out. A common stage direction in plays
Return to Top
F to O
Facta Non Verba
Deeds not words
Fide Suorum Regnat
"He reigns by the faith of his people" Inscription on the 1939 Canadian silver dollar, minted to commemorate the 1939 Royal tour.
Fidei Defensor
Defender of the Faith. This is usually abreviated F.D. or Fid. Def. and appears on the obverse of British coins. (see Dei Gratia)
Flagrante Delicto
Literally while the crime is blazing. Caught red-handed, in the very act of a crime.
Floreat Regina
Regina, may it flourish. The motto of the City of Regina, Saskatchewan Canada.
Gloria In Exelsis Deo
Literally, Glory to God in the highest. Highest in this phrase means heaven, i.e. Glory to God in Heaven
Habeas Corpus
Literally that you have a body. A writ requiring that a detained individual be brought before a court to decide the legality of that individual's detention.
Habemus Papam
We have a father. The cheer raised by the waiting crowds when a pope is elected.
Homo nudus cum nuda iacebat
Naked they lay together, man and woman. Quoted in The Name of the Rose, First day, Sext.
Ibid.
In the same place (in a book). Abbreviation for ibidem.
Ibidem
See ibid.
Id Est
That is to say. Usually abbreviated i.e.
Iesus
Jesus. There is no 'J' in classic Latin.
Iesus Hominum Salvator
Usually abbreviated IHS this means Jesus is the saviour of all people.
Iesus Nazerenus Rex Iudaeorum
Usually abbreviated INRI. The title card placed on Christ's cross by Pontius Pilate (John 19:19), it means Jesus of Nazareth, King of the Jews.
In Absentia
In their absence
In Actu
In practice
In Camera
In secret or private session; not in public
In Capite
In chief
In Extenso
At full length
In Extremis
In the last agonies
In Forma Pauperis
In the form of a poor person; in a humble or abject manner
In Infinitum
To infinity; without end
In Limine
On the threshold, at the very outset
In Loco
In the place of
In Loco Parentis
In the place of a parent
In Medias Res
Into the midst of affairs
In Memoriam
To the memory of
In Nubibus
In the clouds; not yet settled
In Partibus Infidelium
In parts inhabited by unbelievers
In Perpetuum
To all time
In Pontificalibus
In the proper vestments of a pope or cardinal
In Propria Persona
In his or her own person
In Situ
In its original place; in position
In Statu Quo
In the same state
In Terrorem
As a warning; in order to terrify others
In Toto
As a whole, absolutely, Completely
In Transitu
In passing, on the way
In Utero
In the uterus
In Vacuo
In a vacuum or empty space
In Vino Veritas
Truth comes out under the influence of alcohol.
In Vitro
In a test tube (literally glass)
In Vivo
Within the living organism
Indiae Imperator
Emperor of India. Usually abbreviated Ind. Imp. Appeared on the obverse of British and British Empire coins before 1948.
Integer Vitae Scelerisque Purus
Blameless of life and free from crime
Inter Alia
Amongst other things
Inter Alios
Amongst other persons
Inter Caesa et Porrecta
There's many a slip twixt cup and lip
Inter Nos
Between ourselves
Inter Partes
Made between two parties
Inter Se
Between or among themselves
Inter Vivos
Between living persons
Ipse Dixit
Unproven assertion resting on the speaker's authority (literally He himself said)
Lapsus Linguae
A slip of the tongue
Lingua Franca
A common language
Lupus in Fabula
Speak of the devil
Lux Mea Christus
Christ is my light
Manus in Mano
Hand in hand
Manus Manum Lavat
Literally Hand washes Hand. Taken to mean One hand washes the other or scratch my back and I'll scratch yours.
Margaritas ante Porcos
Pearls before swine
Mea Culpa
Through my own fault
Mea Maxima Culpa
Through my very great fault
Melitae Amor
Love of Malta
Membrum Virile
The virile member; penis.
Memento Mori
A reminder of death, such as a skull (literally remember that you have to die)
Memento Vivere
A reminder of life (literally remember that you have to live)
Missa Solemnis
Literally, Solemn Mass. The High Mass.
Mitto tibi navem prora puppique carentem
I send you a ship without a bow or a stern. This is a rebus puzzle by Cicero. A ship, navem, without it’s first and last letter spells ave, which means greetings in Latin.
Mollia Tempora Fandi
Times favourable for speaking
Mutatis Mutandis
With the necessary changes
Nihil Sub Sole Novum
Nothing new under the sun
Nolite te Bastardes Carborundorum
Don't let the bastards grind you down. Not true Latin, as the word Carborundorum is not true Latin, like copacetic.
Non Compos Mentis
Not of sound mind.
Non Sequitur
An inference or conclusion which doesn't follow from its premises (literally It Does Not Follow)
Non Timetis Messor
Don't Fear the Reaper
Nosce te ipsum
Know thyself
Novus Ordo Seclorum
A new order for the ages (appears on the U.S. one-dollar bill)
Nunc Dimittis
Literally Now you send forth. Abbreviation of Luke 2:29.
Omnia Mihi Lingua Graeca Sunt
It's all Greek to me.
Optimus Parentibus
To my excellent parents. A common dedication in a book.
Return to Top
P to Z
Pater Noster
Our Father. The first words of the Lord's Prayer in Latin.
Per Accidens
By Accident
Per Annum
By the Year
Per Ardua Ad Astra
Through Difficulty To The Stars. Motto of the RCAF, RAF and RAAF.
Per Capita
By heads
Per Consequens
By Consequence
Per Contra
On the other side
Per Diem
By the day
Per Fas et Nefas
By right and wrong
Per Incurium
Through carelessness
Per Mensem
Every Month
Per Pares
By his peers
Per Procurationem
By Proxy or Deputy
Per Saltum
By a leap or all at once
Per Se
By or in itself
Per Stirpes
By stocks or families
Persona non Grata
Unacceptable Person
Post Coitem
After sexual intercourse
Post Mortem
After death
Post Partum
After childbirth
Post Scriptum
Written later. A postscript, usually abbreviated P.S.
Post Tenebras, Lux
After darkness, light
Praemonitus, Praemunitus
Forewarned is Forearmed
Prima Facie
At first sight; on the face of it.
Primus Inter Pares
First Among Equals
Pro Bono Publico
For the public good
Pro Forma
For form's sake
Pro Hac Vice
For this occasion only
Pro Rata
Proportionally
Pro Re Nata
For an occasion as it arises
Pro Tanto
So far
Pro Tempore
Temporarily
Quid Pro Quo
One thing for another; something for something
Quis Custodiet ipsos custodes
Who shall guard the guards?
Quo Vadis, Domine
Where are you going, Lord?
Quod Vide
Which See, usually abbreviated q.v.
Quod Erat Demonstrandum
Which was to be demonstrated. Usually abbreviated Q.E.D.
Quod Erat Faciendum
Which was to be done.
Quod Erat in Veniendum
Which was to be found.
Requiscat in Pace
May he rest in peace. Usually abbreviated R.I.P.
Romani Ite Domum
Romans go home!
Semper Fidelis
Always Faithful. Motto of the United States Marine Corps and H.M.S. Exeter
Senatus Populusque Romanus
For the senate and people of Rome. Often abbreviated SPQR. Seen as a tattoo on Russell Crowe's left arm in the movie, Gladiator.
Sic Semper Tyrannis
Thus ever to tyrants. The motto of the State of Virginia. John Wilkes Booth is supposed to have shouted this phrase as he jumped to stage of Ford's Theater after shooting Abraham Lincoln.
Sic Transit Gloria Mundi
Thus passes away the glory of the world.
Sine Die
Without a day being specified
Sine Qua Non
Indispensable
Sperate Miseri Caveat Felices
When miserable, hope; When happy beware
Sub Poena
Under penalty of …. The source of the English word subpoena which is a writ issued by a court requiring one's attendance at that court.
Sub Rosa
Secretly or in confidence. Literally means under the rose.
Tempus Fugit
Time flies
Ultima Ratio
Final sanction
Ultra Vires
Beyond the powers or legal authority
Ut humiliter opinor
In my humble opinion
Veni, Vidi, Vici
I came, I saw, I conquered
Ventis Secundis
Literally with winds aft. With a favourable wind. The motto of H.M.S. Hood. These words were supposedly spoken by Admiral Sir Samuel Hood during the battle of Martinique.
Via Dolorosa
The way of sorrow. The route in Jerusalem followed by Jesus Christ to his crucifixion.
Vice Versa
The positions being reversed
Videlicet
That is to say; To wit; Namely
Vita mutatur, non tollitur
Life is changed, not taken away
Vivat Regina
Long live the queen
Vivat Rex
Long live the king
Viz.
Abbreviation of Videlicet
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